What does motorcycle insurance cover after an accident in Austin?

Austin, TX – Any motorcyclist will need insurance to operate their vehicle legally on the roads in Texas. This is especially important, as motorcyclists are at a higher risk of being involved in a crash and sustaining serious injuries if an accident happens. Insurance is the primary way that most collision damage and medical costs are paid, however it is also important for anyone who was involved in a collision while riding their motorcycle to get legal advice and determine how to proceed. An attorney who handles accident cases can make sure anyone who was injured receives a settlement from the driver at fault to cover their losses.

Liability insurance

Motorcyclists are required by state law to have coverage that pays for damage that they caused during an accident. The minimum requirements in Texas will cover several thousand dollars worth of costs for injuries to the people involved and property damage. Drivers who operate their motorcycles without this kind of coverage can face fines, citations, and other punishments. It is also important to note that even if a person has auto insurance coverage on their standard cars, they will still need a separate policy for their motorcycle.  

Collision damage

It is possible that a bike will sustain various kinds of damage during the collision. Motorcyclists will need to pay for a separate collision policy if they want the costs of repairs to their own vehicle to be covered. For most policies, the policyholder needs to pay a deductible out of their own money, then the rest of the repair costs are covered by the insurance company. If the motorcycle is financed by any kind of loan, the bank will require that the vehicle has collision damage coverage.  

Uninsured and underinsured motorist coverage 

Texas and other states have serious problems with people being on the roads without the proper insurance coverage. Insurance companies offer additional coverage in situations where there may be problems paying for all of the accident damage. A motorcyclist can pay for additional coverage in case the crash was caused by a driver who has no auto insurance, or when their policy is insufficient to cover the costs of the accident. This is commonly called underinsured and uninsured motorist coverage. 

Accident lawyers in Texas

Robson Law Firm is a practice that handles various kinds of motorcycle accident cases in the Austin area. Anyone who needs more information about getting compensation for their injuries can meet with their lawyers for more specific advice. 

USAttorneys.com is a service that helps people find the right lawyer to match their needs. Those who are currently looking for a lawyer can call 800-672-3103 to get connected. 

Firm contact info:

Robson Law Firm

1114 Lost Creek Blvd., Suite 440, Austin TX 78746

512-345-8200

robsonlawfirm.com